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RJL Insurance Group Blog

View the latest blog posts from RJL Insurance Group.

According to LIMRA (Life Insurance & Market Research Association) 50% of U.S. Households say they need more life insurance.   So what’s holding them back? The three main reasons, according to LIMRA. ·         The cost is too high (86%) – On average, they overestimate its cost by 300%. READ MORE >>

I am going to make this simple; if you have a spouse and/or children that are dependent on the income that you provide then you need to have enough life insurance to replace that amount if you DIE.  I don’t buy into all the fancy insurance (i.e. Whole or Universal Life) I recommend term insurance. READ MORE >>

The RJL Insurance Agency has been writing a lot of personal lines accounts in recent months. I am continually amazed when people tell us exactly what they pay for their insurance but they cannot answer the question as to the coverage that their policies afford; it is like knowing what your car payment is but you don’t know what kind of car you drive. READ MORE >>

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